How to Retire with Enough Money: And How to Know What Enough Is

HollowPark How to Retire with Enough Money: And How to Know What Enough Is Description Review “Everyone who isn’t independently wealthy should read this book, filled with understandable, actionable guidance for retirement.” –Ash Williams, Executive Director & CIO, Florida State Board of Administration “An authoritative voice, providing practical advice on how to navigate the challenge of planning for a secure retirement.” –Thomas DiNapoli, New York State Comptroller “Retirement security is achievable—if you read this book and act on it.” –Marc Fandetti, Principal, Meketa Investment Group “Ghilarducci uses humor, easy-to-understand calculations, and personas to showcase how readers from varying walks of life can make sustainable retirement savings choices.” —Library Journal Product Description Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved—the rule of thumb is eight to ten times your annual salary before retirement—and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to “get rid of your guy”—those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it’s always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking—just an easy-to-follow program that works. From the Back Cover No gimmicks, No magical thinking—just financial common sense that’s guaranteed to work:A comfortable nest egg is eight times your annual salary.”Fire the guy!” Now’s the time to move investments into low-cost index funds—you’ll beat the experts and save a ton of moneyHow to get the very most out of Social Security—and why it’s a healthy and dependable systemThe incalculable advantage of paying down debt, starting with your mortgageThe dual benefit of downsizing before retiring, including ten proven strategies for cutting back on spending About the Author Teresa Ghilarducci is the Bernard L. and Irene Schwartz Professor of Economics at the New School for Social Research. She has a Ph.D. in economics from the University of California at Berkeley, and is the author of When I’m 64: The Plot Against Pensions and the Plan to Save Them—and “Our Ridiculous Approach to Retirement,” one of the most emailed recent New York Times articles. An expert on retirement, pensions, and personal savings, Dr. Ghilarducci has been featured in Time, U.S. News & World Report, The New York Times, The National Journal, Parade, Money, Kiplinger’s, and BusinessWeek. Features Workman Publishing Payment We currently accept payment through Managed Payments and major credit cards. Shipping We generally handle and process within 1-2 business days. We ship to all USA states except Puerto Rico, Hawaii, Alaska, APO/FPO/DPO and international destinations. Please make sure you enter the correct shipping address at the checkout. Returns If you might want to return your purchase, please request a return within 30 days after your order is placed. Your refund will be credited to your original form of payment. Contact Us If you have questions about your order or an item, please use the eBay’s Message Center. About Us We are regarded to welcome you as an unwavering client. We will give you an astounding item with the best price. We are satisfied to offer greatly top notch items. You’ll discover our items are ensured to go well past your desires! Thank you for shopping with us!